Professional Insurance Experts

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07:00 AM–08:00 PM (CST)

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FAQ

1. What types of insurance do you specialize in?

We cover what matters most — your work, your reputation, and your bottom line.
Core specialties: Professional Liability (E&O), General Liability, Cyber, and Commercial Property.

2. How quickly can I get a quote?

Usually 24–48 hours. Need it sooner? We’ll make it happen.

3. Do you offer customized coverage plans?

Yes. Every business is unique, and we build policies around your specific industry, contracts, and risk profile — not one-size-fits-all templates.

4. What is Professional Liability insurance?

Professional Liability (also called Errors & Omissions or E&O) protects your business if a client claims financial loss from an error, omission, or professional mistake in your services. It’s essential for safeguarding both your finances and your reputation.

5. Can you help with contract-specific insurance requirements?

Absolutely. Send us the contract, and we’ll make sure your coverage checks every box — additional insureds, waivers, notice terms, and all.

6. How do you determine premium rates?

Premiums are based on factors like your industry, annual revenue, claims history, coverage limits, and deductibles. We shop multiple A-rated carriers to find the most competitive rate for your business.

7. Is your team licensed in multiple states?

Yes. Our team is licensed across the U.S., allowing us to serve clients with operations in several states seamlessly.

8. Why choose Professional Insurance Experts?

Because we’re specialists, not generalists. With deep expertise in professional liability and access to 25+ carriers, we deliver competitive rates without cutting corners on coverage. We’re responsive, compliance-focused, and committed to protecting your reputation as if it were our own.

9. Which insurance carriers do you work with?

We work with 25+ top-rated carriers, including both admitted and surplus lines markets. This gives us the flexibility to find the right fit for your business, regardless of industry or size.

10. What happens if I need to cancel my policy?

You can cancel at any time. Some carriers may charge a short-rate penalty for mid-term cancellations, but we’ll guide you through the process and make sure you understand any fees or refunds before moving forward.

11. Do you provide support if I have a claim?

Yes. We stand by you during the entire claims process — from reporting to resolution. Our team works with the carrier to advocate for your business and help achieve the best possible outcome.

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